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By STEVE WEBB, PENSIONS EXPERT AND COLUMNIST, THIS IS MONEY I have a student loan which I repay via my salary every month. However, I owe a lot and the accumulating interest means the balance is going up rather than…
A bank statement may contain hundreds or thousands of transactions. For a lending team, extracting those transactions is only the first step. The real challenge is understanding what each transaction represents and what it reveals about the borrower’s financial behaviour.
Reading a bank statement is one thing. Understanding what the numbers mean, and finding the right answers when they matter, is another. A bank statement reveals a lot about someone’s financial life. Salary credits, business receipts, loan repayments, recurring expenses,…
Mastercard and Moovn Technologies have signed a five-year strategic agreement to expand secure digital payments across East Africa, combining Mastercard’s global payments network with MoovnPay’s integrated wallet ecosystem to better serve people and businesses. Mastercard and Moovn join forces to…
New Delhi [India], October 19 (ANI): Indian banks could see lending growth strengthen and margins begin to recover over the coming quarters, even as competition for deposits and pressure on fee income remain key challenges, according to a report by IIFL…
Josh Software, an engineering partner to banks and financial institutions, has expanded its services to help accelerate the adoption of AI-powered voice banking. The service enables banks to integrate conversational banking with their existing systems and digital channels, making banking…
Monday October 19, 2026 Savers are losing purchasing power as leading commercial banks have cut one-year fixed deposit rates to around 7.5%, well below September's inflation rate of 8.34%. The decline means depositors are earning less than the rate at which consumer prices are…
When people say "money management," what's the first thing that comes to mind? Doesn't "psychology" sound a bit sketchy? lol But this is seriously useful. I've realized that fixing your "behavioral habits" actually helps you save money faster than doing…
There are a number of things to consider before starting to draw from your retirement pot In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by our expert, Rachel Vahey,…
Punjab National Bank (PNB) has a comfortable capital buffer and does not plan to raise capital in the current financial year, managing director and chief executive officer Ashok Chandra said in an interview with Mint. The second-largest public sector bank…